A gemstone and eighteen karat gold pendant necklace designed as an open form round brilliant-cut diamond pavé set heart pendant, accented by a square-cut ruby, centered by a pear-cut sapphire, weighing approximately 1.00 carats, surmounted by a pear-cut ruby, weighing approximately 0.40 carat, within round brilliant-cut diamond frame, further enhanced by round brilliant-cut diamond cluster, on wheat link chain; estimated total diamond weight: 2.40 carats. 13.0 dwt; chain length: 15 in; pendant length: 1 1/2 in